Cookie Policy

Cookie Policy

Version: 1.0 Last Updated: May 25, 2026


1. What are cookies

Cookies are small text files stored on the user's device (computer, phone, tablet) when using the MyInvestments service. Cookies allow the device to be recognised and preferences to be remembered.

We also use similar technologies: localStorage, sessionStorage and tracking pixels — this Policy applies to them as well.

2. Legal basis

The use of cookies is governed by:

  • Regulation (EU) 2016/679 (GDPR)
  • Directive 2002/58/EC (ePrivacy)
  • the Estonian Electronic Communications Act
  • the Polish Act of 16 July 2004 — Telecommunications Law (art. 173)

Essential cookies required for the Service to work are stored without requiring consent (art. 173(3) PT, art. 5(3) ePrivacy). Other cookies — preferences, analytics and marketing — require explicit user consent (opt-in).

3. Types of cookies we use

3.1. Essential (always active — no consent required)

| Cookie / key | Purpose | Lifetime | Provider | |--------------|---------|----------|----------| | better-auth.session_token | Authenticated user session | 7 days / until logout | MyInvestments (Better Auth) | | NEXT_LOCALE | Preferred interface language | 12 months | MyInvestments | | cookie-consent-v1 (localStorage) | Stores your cookie consent choice | 12 months | MyInvestments |

Disabling these will prevent the Service from working.

3.2. Preferences (opt-in)

| Cookie / key | Purpose | Lifetime | Provider | |--------------|---------|----------|----------| | theme | Stores your light/dark theme choice | 12 months | MyInvestments | | base-currency | Default portfolio display currency | 12 months | MyInvestments |

3.3. Analytics (opt-in)

| Cookie / key | Purpose | Lifetime | Provider | |--------------|---------|----------|----------| | _ga, _ga_* | Device identifier, session measurement | 24 months | Google Analytics 4 (Google LLC, USA) | | _gid | Daily identifier | 24 hours | Google Analytics 4 | | (cookieless) | Anonymous traffic and performance measurement (hash of IP + URL) | n/a | Vercel Analytics, Vercel Speed Insights |

Analytics data is aggregated and pseudonymised — it does not allow identification of an individual user.

3.4. Marketing (opt-in)

| Cookie / key | Purpose | Lifetime | Provider | |--------------|---------|----------|----------| | _gcl_au | Attribute conversions to ad campaigns | 90 days | Google Ads (Google LLC, USA) | | NID, IDE | Ad personalisation, remarketing | up to 13 months | Google Ads |

4. How to manage cookies

4.1. In our Service

You can manage your consent at any time:

  • by clicking the 🍪 Cookie settings icon in the Service footer
  • via account settings → Privacy

Every change of consent is stored with date and time in your browser's localStorage.

4.2. In your browser

You can also manage cookies in your browser settings. Instructions for popular browsers:

  • Chrome: https://support.google.com/chrome/answer/95647
  • Firefox: https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer
  • Safari: https://support.apple.com/guide/safari/manage-cookies-sfri11471/mac
  • Edge: https://support.microsoft.com/en-us/microsoft-edge

Note: blocking essential cookies in your browser will prevent the Service from working.

4.3. Provider-side opt-out for analytics and ads

  • Google Analytics: https://tools.google.com/dlpage/gaoptout
  • Google ad personalisation: https://adssettings.google.com

5. Third-party cookies

Some cookies come from our sub-processors integrated within the Service (e.g., Cloudflare for CDN, Stripe for payments, Google for analytics/Ads). Full list of sub-processors: Privacy Policy § 5.

6. Changes to this Policy

We may update this Policy. Significant changes are communicated:

  • by an in-Service notice (re-prompted cookie banner with a new version),
  • by updating the "Last Updated" date.

Consent must be re-collected after a version change.

7. Contact

For cookie-related matters:

  • Email: see Privacy Policy
  • Data Controller: WealthHive OU, Saani tn 2/2-26, 10149 Tallinn, Estonia